possible career options in the insurance industry

possible career options in the insurance industry

Do you want to make a career in insurance industry? There are ample opportunities for success and prosperity in the insurance industry. There is always a demand for insurance professionals as insurance is a trillion dollar business, where 3 million people are employed in the United States alone. Go through this article to know about possible career options in the insurance industry.

5 Possible careers in insurance industry

There are several options to make a career in insurance industry. The options are discussed below.

1.Insurance agent and broker: Insurance agents and brokers usually sell insurance policies. They are the ones whom you need to contact when you want to purchase a policy. The responsibility of an agent and a broker is somewhat same; however, a broker usually sells policies from several companies whereas, an agent usually sells policies from a specific company. Insurance brokers and agents tailor programs in order to fit individual needs of their clients.

There are independent insurance agents who work on a commission basis. However, there are also salaried agents who may or not get commissions for a sale.

2.Insurance underwriter: The primary job of an underwriter is to decide whether or not to accept an individuals application for the required coverage. An underwriter actually weighs the risk associated with a person or an entity. These insurance professionals write policies in such a way so that it becomes profitable for the company in the long run.

3.Insurance actuary: You can become an insurance actuary if you want to make a career in insurance industry. An insurance actuary is actually a financial analyst, a forecaster and a planner. Their job responsibility comprises of studying the frequency of events that cause losses along with calculating the chances of the recurrence of such events. The actuaries also calculate the cost of the resulting injuries and damages and recommend what price to change in order to insure against the probable risk.

4.Insurance adjuster: It is the responsibility of the adjuster to inspect the destroyed or damaged property. They also estimate the cost of replacement or repair and also assess whether or not the particular loss is covered by the policy. The adjusters sometimes need to negotiate with the policyholders in order to settle a claim that is genuine.

5.Risk manager and loss control specialist: A loss control specialist usually work with large insurance companies and associations. They design programs in order to prevent the losses before they occur. The job responsibility of a risk manager is somewhat same as a loss control specialist, only difference being that a risk manager works for a corporation instead of an insurance company.

It is the primary duty of the insurance professionals to look after the benefit of the company they are working for. You also require dedication and a sound knowledge about insurance in order to make a career in insurance industry.

How to Stop the Logging Industry from Losing its Youthful Appeal!

People have many assumptions about the status of the logging industry. This could be due to the number of layoffs in the industry resulting from the economic downturn of the past few years. It is difficult to get exact information about the number of people who have lost their jobs because of the recession. This has created big differences between the number of people terminated and those that are being recruited. Moreover, it is undeniable that there are many problems in the logging industry that have caused a critical situation to exist.

Worker Enticements

In spite of this ongoing crisis, the logging industry is attempting to find creative ways to make it more enticing and appealing. In fact, future projections in Washington are expected to show progress being made, which is quite the opposite of what had been projected. The effort of logging companies to cope with the recession is actually praiseworthy and the annual revenue of the logging industry is reaching billions of dollars. To be exact, Atlanta is making $28 billion annually.

Common Problems

Some of the more common problems that are encountered by many workers when applying for jobs within the logging industry include the monthly salary, insurance premiums, health benefits, retirement packages, and compensation packages. On top of this, most potential employees have the impression that this is not a lucrative field in which to earn a good salary; yet the fact is that some logging companies are booming and will continue to grow in the global market.

There is also the problem of the effect of testing for drug abuse. For whatever reason, drug testing in this industry is putting a heavy price tag on keeping a reliable workforce. Contractors are finding it increasingly difficult to retain employees due to this one issue. On the plus side, those companies and contractors that enforce a drug-free workforce will pay reduced worker compensation premiums.

Increased Core Compensation

Five years ago, new employees shied away from applying for jobs in the logging industry because they were required to pay for certification programs and training for safety awareness just to work with forestry equipment without receiving any type of compensation for those incurred expenses. Additionally, the wages were rather low. The annual mean salary for a typical logger in United States ranges from $30,260 to $33,269.

Currently, the anticipated yearly salary for all logger jobs is expected to increase due to the tight competition in the global arena. The core annual compensation amount could reach up to $50,041 per employee. Core compensation includes: base salary; social security; 401K/403B plans; disability insurance; healthcare insurance; pension; and paid time off.

The logging industry has been clouded with negative notions brought on by the economic recession and the future remains uncertain for this particular business. Perceptions have existed that this was an unstable working environment because the monthly salary was low with minimal benefits and too many requirements to be certified to do this work. This type of business is losing its appeal because of the upswing battle against the global market. Yet, due to new regulations, strategies, employee benefits, innovations such as bio-fuels and better forestry equipment, working in the logging industry has become more appealing. This can only hope to give the logging industry a brighter future!

How Is Social Media Affecting The Event Planning Industry

Emerging trends in the Events Industry

In the past, the event planning industry was used only by the elite. Today, it is being increasingly seen as a way of eliminating headaches and hassles normally associated with events, corporate as well as private ones. According to a recent research the event planning industry is expected to grow by 20 percent from 2006 to 2016. It is no wonder that social media like Facebook and Twitter is being integrated into weddings and corporate events.

Real time updates with Social networks

The massive boom in the events planning industry can be attributed to built-in event tools of social networks. These tools are being used by wedding/corporate event planners to advertise and market their services and also give real-time updates to their followers. Social media has helped the Events planning industry cut down the cost of advertisements and has resulted in the rise in their popularity and profit.

Social media like Linked In, Facebook and Twitter has also increased the face to face interaction taking place during corporate events. The fact that attendees Tweet before the event means that they learn more about the number of people attending, and more importantly, who is attending the event. This has helped promote a wider homogenous interest in the events and target particular crowds.

Location based social media websites

Many corporate events planners are also tying up with Foursquare and other similar location based social media websites to create badges to promote events. These websites are also being used to offer tips to the attendees recommending the important parts of the event, including drink or food items they should not miss! The goal of integrating social media with events in such a manner is to engage potential customers into conversation even before the event takes place.

On the other hand, corporate events at companies like Apple are extremely hush-hush. Organizers and Event planners use Twitter lists to ensure that people attending the conference are not tweeting anything that violates the companys confidentiality policies.

Social media and the big fat wedding

Social media like Facebook and Twitter is increasingly being used to organize, plan and promote weddings: be it a small wedding or large one with over thousand guests. Irrespective of the number of attendees, a wedding planner can benefit largely due to social media. For one, it can promote as well as advertise the services of the planners and secondly the planner gets access to a larger number of resources. Wedding planners get an idea about the popular choice in wedding venues, cake bakers, DJs etc and need not even leave his/her office for this purpose. Today, a Wedding planner can literally sit in Melbourne and yet plan a wedding in Perth, thanks to such social networking!

Couples often announce their weddings on Facebook and get a list of people/RSVPs who are attending the wedding. This saves the costs on printing wedding invites and RSVP cards.

As can be seen, wedding and corporate events planners are increasingly using Twitter, Facebook and other such sites to give, receive and spread information about upcoming events.

Mould Industry Development Trend In The Future

Modern mold industry has good prospects for development. Modern mold industry is an integral part of the high-tech industry, has a very important role for the promotion of the manufacturing modernization. As the basis for the manufacturing sector, the modern mold industry is constantly absorbing scientific and technological achievements, high-tech, the application of information technology, new materials and new technology, the transformation and enhance the level of the mold manufacturing technology industry, promote manufacturing modernization. International Mould & Metal & Plastic Industry Suppliers Association official said that the mold industry has gone through the hands of the workshop manufacturing and industrial production stage, today has entered the third stage of modern production. The modern production stage is characterized by the use of high-tech and standardization. CNC machining equipment, based on highly standardized, achieve mold CAD / CAE / CAM production, up to micron level accuracy of its type of processing, according to the mold size and complexity, the production cycle is only 90 to 20 days or less. Standardized mold only conduct single-piece production molds, with special technical and economic significance. Mold standardization include: mold design parameters of standardization, the standardization of common parts and components, parameters, the serialized production mold prototype system architecture design and its parameters, which is a prerequisite to achieve mold CAD / CAE / CAM.
Mold industry has a wide range of market demand. The mold is a key process equipment for industrial production. In electronics, building materials, automobiles, motor, electrical, instrumentation, home appliances and communication equipment and other products, from 60% to 90% of the parts have to rely on the molding. The pillar industry of the national economy can not do without the use of molds to manufacture a wide variety of parts which requires the mold industrial development with suitable. In many the project of merchants introduction, the establishment of the project often depends on the size, capacity and level of the area of mold production. Modern mold industry is not only a large number of domestic demand, but there is a large international market. In recent years, the total annual sales of global mold has been for more than 650 billion U.S. dollars, including the United States, Japan, France, Switzerland and other countries export about 1/3 of the total output. About $ 20 billion in Asia, including China in recent 15 billion U.S. dollars, accounting for 1/4 share of global mold. In mold product structure, China’s middle and low mold relative surplus, low cost-effectiveness, but the lack of the ability of high-grade mold. Each year need to import large quantities of large, sophisticated, complex, long-life mold.
World economic integration give China’s mold industry challenges and opportunities for development. Accelerate the realization of the modernization of the mold industry is an important guarantee to upgrade the manufacturing level and improve the manufacturing modernization, which in line with the country’s current industrial policy direction. Mold occupy an important position in the national economy, is a technology, capital, labor intensive industries. The developed countries have has been transferred the mold manufacturing to China. The influx of a large number of overseas mold enterprises brings advanced technology and modern management to promote technological advances of the traditional mold companies in China, but it also brings challenges. Although the level of mold design and manufacture behind the developed countries in general, gradually shrinking trend of the development of the industrial countries mold brought us unprecedented opportunities for development.
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Is MLB Hurting Andropause Sufferers and Male Hormone Industry

On February 2, 2009, Alex Rodriguez admitted to using performance-enhancing drugs while playing for the Texas Rangers from 2001-2003. According to a Sports Illustrated published on February 9, 2009, Rodriguez tested positive for Primobolan and testosterone–two anabolic steroids in 2003.

Under the Major Baseball Leagues drug policy, the use of steroids without a valid prescription is prohibited. In the United States, primoblan, also known as methenolone, is illegal. Testosterone, a male sex hormone, can be taken legally with an appropriate medical prescription. In recent years it has been speculated that baseball players have taken testosterone illegally–without a prescription–because testosterone can enhance muscle development, strength and endurance.

In the medical field, testosterone is used to treat men with medical symptoms such as Klinefelters syndrome, Hemochromatosis and Prader-Willi syndrome. Testosterone treatment can also have significant beneficial effects on men over the age of 35 with andropause, also known as male menopause.

What is Andropause?
Andropause, or male menopause, is a medical condition caused by a drop in testosterone levels. Approximately 4-5 million men in the U.S experience testosterone deficiency. Low testosterone levels can also cause osteoporosis and cardiovascular problems, such as atherosclerosis.

The Symptoms Associated with Andropause Are:
– Irritability, depression and mood swings
– Hot flashes
– Erectile dysfunction
– Decreased sex drive
– Osteoporosis
– Increased body fat around the middle
– Loss of muscle size and strength

It is highly recommended that men have their testosterone levels checked by their physician during their annual check-up. It is a simple test, but many physicians will not check your testosterone levels unless you ask. The “normal” range of testosterone in men is between 240 and 1,000 nanograms per deciliter. A major cause of men going untreated is doctors telling men they are fine “it is your imagination” is they fall within that range. The problem “normal range” is determined by the men who are tested not by symptoms men are experiencing. Men in the lower to mid-range will have moderate to serious symptoms. To feel good men need to be at the upper end of the range

4 out of 5 men over the age of 40 have low testosterone levels and 99% of men over the age of 50 experience the symptoms of andropause, but only 5% of men with andropause symptoms seek treatment. There are many choices for the supplementation of testosterone in males, which include topical gels, creams, skin patches, oral capsules and injections. Testosterone replacement therapy is highly effective at relieving andropausal symptoms within 3-6 weeks.

Many sports enthusiasts think its a shame that athletes have used performance-enhancing drugs to give them a competitive advantage. However, hormones like human growth hormone and testosterone do not deserve a bad reputation–testosterone and Growth Hormone can be safe and beneficial if used properly and if treated by licensed physicians via individualized treatment plans in a safe, controlled environment.

Is Hormone Replacement Therapy Right for You?
Before hormone replacement therapy is prescribed, men have a physical exam and a PSA (protein-specific antigen) blood test. A series of blood tests are ordered to measure testosterone levels and, if levels are low, a physician discusses the various treatment options. Many insurance companies cover the costs of andropause treatment, and male menopause treatment is often able to be purchased with a tax advantaged flexible savings account.

Male hormone replacement therapy and testosterone replacement are effective low testosterone treatment options for men with andropause. If you have any symptoms associated with andropause, such as low energy, irritability, hot flashes, abdominal weight gain, loss of muscle strength, loss of sex drive and the inability to maintain an erection, talk to your doctor. The sooner you speak with a physician and get checked for low testosterone levels, the sooner you can begin feeling like yourself again.

Utilizes of images in Computer animation and Movie Industry

The key reason why graphics are accustomed and tend to be spreading being an important component is they are likely involved to appeal to the audiences or readers which are accessing any type of information. They are providing visible aid to create any idea and info more obvious and apparent. Viewers think it is more fascinating and feasible to understand. These components like visible graphics, animations are utilized by numerous famous and popular magazines to enable them to compel the actual readers as well as viewers to buy their specific product or take a look on their own reading materials.

The widest utilization of computer images and animations have been in films as well as animated things. Graphics tend to be playing their own role perfectly and nevertheless playing in several big spending budget films produced in different movie making sectors. Some from the famous image related films would be the Lord from the Rings, Spider-Man as well as Harry Potter movies.

Animations as well as films provide the much better and advanced utilization of graphics nowadays plus they are becoming a lot more popular daily. The much more and much better advancement is being released in all of the media as well as film associated industries, all due to graphics. Gaming industry can also be growing from high rate due to all new and much more attractive image technologies developed by graphic creative designers. Graphic designing may be the professional method of putting a sizable sequencing associated with rapid pictures, and after that designers attempt to simulate them as movement. These just about all animations as well as graphics emerge as beautiful as well as realistic moving aspects of images. Graphic designing has become the the majority of demanded as well as highly make use of technology nowadays and making better visualization for that animation caring people.

Cartoon industry can also be part associated with rapid image use so that as we see much more interesting function prevailing with this regard. Many software are actually available associated with graphics as well as creating much better graphic styles, and then creating a realistic animation consequently. Animations associated with cartoons, film industry, gaming purpose and several other pc graphics to make better utilization of the pc, are developed by good high quality software with much more ease as well as creativity.

Graphic novels will also be included in popular and famous developing industries and also have a excellent demand by lots of people worldwide. Graphic books on numerous topics and for those age groups are actually available for sale. Not just at market, Graphic Novels online may also be given. Image novels upon fictional, as comics along with other are available widely on the web and most of the Graphic books online are cost free, and additionally with much better result. Graphic novels are extremely popular particularly among kids who enjoy comics along with other animated publications. After their own provision associated with online reading through, they tend to be more feasible to see by all the readers.

China Auto Parts Industry 1h11 – Overview,trends,analysis,outlook And Swot

Emerging Markets Direct released their latest China Auto Parts Industry Report 1H11 . China overtook the US as the worlds largest automotive market in 2009. The Chinese market was expected to grow by 24% to 17 million vehicles in 2010. Boosted by the overall development of the automotive industry, the auto parts industry has been experiencing rapid growth and changes in the past few years. Ever since Chinas accession into the WTO, foreign auto giants have flocked to China to secure the market share.

ASEAN, and other Asia-Pac countries together take up Chinas largest components. In the first quarter of 2010, it went up to USD1.8 billion, which constituted 30% of total exports. North America continues to hold the top ranking for brakes,tires and other mechanical parts which generated around one-forth of the aggregate sales in the first three months of 2010. While EU was the second largest market for brakes and electronic parts, just behind North America and Asia-Pac.

For the period between 2002 to 2008, auto parts manufacturers registered an annual growth of 20% per annum, while the total value output of auto parts reached RMB1.2 trillion, up 26.7% from 2008. The strong growth in the industry has attracted a pool of companies to join the arcade and has resulted in foreign companies accounting for seven out of the ten biggest component companies operating in China . The manufacturers sprout out in almost every part of the country and widely dispersed.

The government encouraged the overall growth of the automotive sector and laid out the Automotive Industry Development Policy and 11th Five-Year Plan, targeted to consolidate the auto parts companies and boost up the industry to international standard. Our analyst thinks that parts productions in China are still lagging behind the development of vehicle production, with weak R&D skills in terms of new technologies development and production systems management. Greater initiative is required to promote mergers and acquisitions, as a solution for large component groups to reach out and upgrade the product and managerial skills.

What are the challenges facing the industry? How about the outlook? Want to get hold of the policy put forward by the government? What are the trade conditions for different auto parts?

The answers are here in our latest in our latest number. Complete with full analysis (SWOT analysis) of key industry players of China Auto Parts Industry including:
– Weifu High-Technology Co., Ltd
– Weichai Power Co., Ltd
– WanXiang QianChao Co., Ltd
– FuYao Glass Group Industries Co., Ltd
– Ningbo Huaxiang Electronic Co., Ltd

Profit now from our China Auto Parts Industry Report:
http://www.emergingmarketsdirect.com/products/China-Auto-Parts-Industry.html

Table of Content
1. Industry Profile
1.1 China Economic Overview
1.2 Asia Pacific Automotive Industry Overview
1.3 China Automotive Industry Overview
1.4 China Auto Parts Industry Overview
1.5 Production
1.6 Foreign Trade
2. Market Trends and Outlook
2.1 Industry Structure
2.2 Market Trends
2.3 Policy Developments
2.4 Challenges
2.5 Outlook
3. Leading Players and Comparative Matrix
3.1 Leading Players
3.1.1 Weifu High-Technology Co., Ltd
3.1.2 Weichai Power Co., Ltd
3.1.3 WanXiang QianChao Co., Ltd
3.1.4 FuYao Glass Group Industries Co., Ltd
3.1.5 Ningbo Huaxiang Electronic Co., Ltd
3.2 Comparative Matrix
3.3 SWOT Analysis

4. Tables and Charts
Table 1: Vehicle Production by Type in China 2006-2010
Table 2: Export of Auto Components January December 2010
Table 3: Imports of Auto Components January December 2010
Table 4: WFHT Main Operations by Products
Table 5: WFHT Main Operations and Market Share
Table 6: Weichai Revenue and Cost by Product (RMB millions) 2008 and 2009
Table 7: WXQC Revenue Income and Cost 2008-2009
Table 8: Fuyao Revenue and Cost by Products
Table 9: NBHX Sales Analysis 2005-2009
Table 10: Financial Highlights of Leading Players 1H2010
Chart 1: China GDP Growth 2001-2010
Chart 2: China Consumer Price Index 2010 (January-December)
Chart 3: Production Figures for Selected Countries (units)
Chart 4: Chinas Vehicle Production (‘000 units) 2005-9M10
Chart 5: Trade of Electric Control Fuel 2004-November 2010
Chart 6: Trade of Car Bodies 2004-November2010
Chart 7: Trade of Lap Belts 2004-November2010
Chart 8: Trade of Air Bags 2004-November2010
Chart 9: Trade of Gear Boxes 2004-November2010
Chart 10: Trade of Clutches 2004-November2010
Chart 11: Trade of Dampers2004-November2010
Chart 12: Key Automotive Producing Locations in China
Chart 13: China’s Leading Auto Part Makers
Chart 14: WFHT Historic PE Band
Chart 15: WFHT Historic PB Band
Chart 16: Weichai Historic Basic EPS 2005-1H10
Chart 17: Automobile Glass Production Cost Structure

Package Delivery Industry

The package delivery industry is a very competitive one that has grown exponentially in the last few years. With greater numbers of businesses operating globally, parcel shipping has become an important element of the economy. Parcels can come in many different forms and providers offer customers many options when it comes to shipping them to their ultimate destinations. No longer is it necessary to send parcels by the same means to every stop, now customers can opt for package delivery to any place based on their personal deadlines and their preferences. The package delivery industry has come a very long way.

When it comes to package delivery, there are several ways that you can go about it. You can send your parcels by sea, air or road. The method you choose for your parcel shipping needs will depend entirely on the kind of turn around you require and, naturally, your budget. The most economical way of shipping your parcels, if they are going to an overseas destination, is to expedite them by sea freight. Sea freight is entirely affordable because ocean liner cargo ships can hold several tons of parcels. As sea going vessels can carry a very large load, the cost is shared by a greater number of customers. Furthermore, for additional cost savings customers can opt for package delivery involving several stops, which helps to reduce the price of parcel shipping drastically. Naturally, such package delivery options will take much longer than if you choose another form.

The quickest method of package delivery is using air freight. Sending your parcels through air freight can get them to their destination overnight if needed. However, such convenience and rapidity will cost customers. Choosing this option is ideal for anyone needing to get a package to a certain place quickly. The last method of shipping your parcels is through the use of road freight. Road freight is also an economical method of expediting parcels although it does have one limitation it can only be used if the destination to which you are shipping your package is connected by a land bridge. Road freight is not as quick as deliveries done by air, but it is relatively fast.

The package delivery industry as a whole has experienced tremendous growth in recent years. The explosion of opportunity created by the internet and the breakdown of global trade barriers has meant that merchants are able to sell their products and services to markets otherwise out of reach. It has also meant that these same merchants are now in need of quick forms of delivery. As a result the parcel shipping industry has had to evolve quickly in order to meet the sudden demand for services. Fortunately, the infrastructure needed to support this industry was already in place. Now, that same infrastructure is being used, in many instances, to capacity. In order for the industry to continue to grow, it will have to either start building new facilities to accommodate the new needs. Unfortunately, it will not be possible for the industry to build quick enough to keep up with its growth and therefore, the industry will have to slow down for very practical reasons.

ITIL Certification – The New Standard In The IT Industry

ITIL certification is becoming very popular nowadays, and has become a kind of benchmark in the IT industry. Many people are now going for this training to improve their careers and get ahead in their jobs. Moreover, many organizations are actively looking for people who have passed this certification, because they are better able to provide quality services in the IT industry.

ITIL is a short form of IT Infrastructure Library Certification. This is a training certification which was organized and initiated by the Central Computer and Telecommunications Agency (CCTA), as a form of codes of practice for the IT industry. The main aim was to provide a benchmark in order to motivate companies to provide IT services which are high quality, and up to the mark. The accreditation authority for this certification is the Information Systems Examination Board, and all potential candidates have to contact them for the exam.

If you are thinking that ITIL is just a waste of time and money, then you are very wrong. In the beginning, people did not understand the potential and meaning of this training, and did not make use of the many benefits its offers. But today, companies and individuals alike are aiming for this certification, as they know they can reach a higher level with the help of knowledge gained with this training.

There are many benefits of ITIL. First of all, it will provide you with plenty of knowledge that even years of working in the IT industry is not able to provide. You will learn about the IT services from a delivery point of view, and will understand how important it is to keep track of service quality, and satisfaction of customers. You will be aware of the standard of work that is expected from you, and how you reach that standard. Moreover, if you are beginner then you can learn all about IT jargon, and the practical implementation of what you have studied. This will give you clear concept about ITIL.

There are many organizations that are now looking for and hiring ITIL certified people, and are willing to pay a good salary as well. Many companies have started storing their data in digital form, and people with this training are better able to access and use that information. Therefore, being ITIL certified will benefit your career, by improving your knowledge and skills related to all aspects of information technology.